Get Same Day Short Term Loans With Dime Alley
Apply Online For Funds in 1 Hour!
Get the Best Short Term Loans on the Same Day to cover unexpected expenses! Dime Alley can get you a $500, $1,000 dollar or $2,000 Payday Loan, to be repaid over 1, 3, 6, or 12 months.
Apply today for instant approval, bad credit and no credit check options. Click on the ‘Get Started’ button below now!
How to Apply for a Short Term Loan in 3-Steps:
Why Would I Need a Short Term Loan?
Life isn’t always smooth sailing, and that can come at a financial cost. Maybe you’ve encountered a medical bill you didn’t expect, or you need to fix your car or need a new boiler. It is at times like these that you may need a short term loan today to see you through.
With Dime Alley, you could receive up to $35,000 the very same day to help you cover these costs. However, short-term loans should only be used when you seriously need the money, and should not be viewed as a regular source of income. Therefore, before applying, you should be confident that you will be able to repay it when the time comes.
What is a Short Term Loan?
A short-term loan is a loan that usually lasts for a few months at most. With Dime Alley, you can take out a short-term lasting anywhere between 1 and 60 months.
A short-term loan could help to tide you over until your next payday, or could be used to cover an unexpected bill, such as a medical bill, veterinary bill or for car repairs.
How Fast Can I Get a Short Term Loan?
Where Can I
Borrow Money Near Me?
We proudly operate in the following US states:
Can I Apply For Short Term Loans Repaid Over 3, 6, 9 and 12 Months?
Yes, our short term loans are designed to be flexible and the option to repay them over 3 or 12 months or up to 60 months if you need them.
With flexible monthly repayments, you are able to spread the installments over time (see installment loans) so you can stay on top of your financial outgoings or pay off any pressing emergencies.
You also have the option to repay early if you want to – with the choice to clear your account in full and typically save money on the overall interest charged. You will just need to contact your lender directly to do so.
Am I Eligible For a Short Term Loan With Dime Alley?
As long as you meet the following criteria, you are eligible to apply for a loan with Dime Alley:
- Have a live checking account to receive funds
- Be a US citizen
- Over 18 years of age
- Able to make repayments
- A steady income of at least $800 per month
How Much Can I Get with a Short-Term Loan?
With Dime Alley, you can get loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence, age and whether you have any other similar loans open too.
What is the Repayment Period on my Short-Term Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
What People Say About Us
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
More Frequently Asked Questions
How Much Can I Borrow?
With Dime Alley, you can borrow any amount between $100 and $35,000, but this will depend on your personal circumstance. As a loans broker, Dime Alley will connect your application to one of our trusted lenders who can offer you the best rates available to you.
Once this has happened, you will agree terms with your lender, and create a repayment plan.
Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
Am I Charged a Fee for using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
How Do Repayments Work for Short Term Loans?
When you enter a contract with your lender, you will also agree upon a repayment plan. You will be offered up to 60 months over which you will pay back your loan.
Repayments will be made in monthly instalments. Typically, you and your lender will agree on a date – normally your pay day – and an instalment of your repayment will be withdrawn from your checking account on that date, each month, until your repayment has been made in full.
