Bad Credit Loans Guaranteed Approval
Apply Online Today - No Credit Check Options Available
Apply for Bad Credit Loans Online with Dime Alley – if you are looking for guaranteed approval with an instant decision, we offer loans for $600, $800 or 1500 Dollars repaid over 1 to 60 months. Check your eligibility in less than 5 minutes using our free online application.
How To Apply For Payday Loans with Bad Credit
What is a Bad Credit Loan?
A bad credit loan can help people borrow money even if that have a bad credit score. Maybe you have missed some payments in the past, but this should not define your future. If your finances are improving and you want to ensure you pay your loan on time, you can certainly apply and get the loan you need.
It is not just your credit score that is considered, Dime Alley’s lenders will take into account various things including:
- Your age
- Your type of residence
- The amount you have asked to borrow with the lender
- Your income.
- Your employment status
- Your affordability
There are a range of different loan types that can be made accessible to those with bad credit, including certain payday loans, installment loans and secured loans too.
What Are The Types of Bad Credit Loans?
The most common option is a payday loan for bad credit, which might be just $300 or $500 to help see you through until your next payday from work. You will need to show a stable income and employment and a commitment to paying on time – hence your credit score should be improving to get access to this kind of product.
Other options available from Dime Alley may include title loans which are secured against a vehicle such as your car or even a home loan, using your property as collateral. It can take just a couple of days to verify your assets – just note that you could risk possible repossession if these are not repaid on time.
Where Can I
Borrow Money Near Me?
We proudly operate in the following US states:
Can I Get a Title Loan with Bad Credit?
Yes, you can get title loans with bad credit when you apply with Dime Alley.
Our lenders work with borrowers with all kinds of credit scores and histories – good and bad – so don’t let a poor credit score stop you from applying online today.
In fact, if you have bad credit and get an auto loan with Dime Alley, if you make sure you repay your loan on-time and in full, it could actually help to improve your credit score! This is because our lenders and any future lenders will see that you are a responsible borrower.
Can I Get a Same Day Loan with Bad Credit?
Yes, Dime Alley can facilitate bad credit loans on the same day of applying. The entire process is online and you can apply 24 hours a day, 7 days a week, using your desktop, mobile or tablet.
Once approved and you have passed all the credit and affordability checks, you could have access to your funds within a matter of hours. To boost your chances of getting an emergency same day loan, try to apply during office hours and make sure that all your information such as income and expenses are ready and prepared.
Can I Get Emergency Loans with Bad Credit?
Yes, you can get approved for bad credit loans for emergencies, such as an unexpected medical or veterinary bill. You can borrow $600, $800 or even borrow $3000 to get back on your feet.
When it is an emergency loan, we appreciate that you will need cash quickly, so with an instant decision and fully online process, Dime Alley can approve your loan on the same day and sometimes, you can receive money to your bank account in just a few hours, and you’ll be considered even if you have bad credit.
Does Dime Alley Offer Bad Credit Loans Guaranteed Approval?
We cannot offer guaranteed bad credit loans, but we can help to match your personal details and loan requirements with the lender who is most likely to approve you and offer you the most affordable rates.
At Dime Alley, we are delighted to offer a free solution where you can apply with multiple lenders at once, with no fees for using our service and no impact to your credit score either. A loan can never be guaranteed and an individual will always need to be approved and show that they can afford to make their repayment on time and without falling into financial difficulty.
What People Say About Us
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
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More Frequently Asked Questions
Can I Get a Payday Loan with Bad Credit?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted.
This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
When Do I Have to Repay?
With Dime Alley, you can repay over 1 month to 60 months, depending on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
Can I Get a Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers. In this case, you may be presented a collateral product, using your car or home as an asset to borrow money.
Can I Get a Loan if I'm Unemployed?
It can be trickier to get a payday loan if you are unemployed, and it is usually more difficult than getting a loan while you have steady income from a job.
However, for the 6.88 million unemployed US citizens there are alternatives to payday loans, such as Credit Union loans, which offer low APR rates of around 8.86%.
Do Dime Alley Charge Fees?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Is Dime Alley a Broker or Lender?
Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Your information is completely secure and will not be sent or shared with any other companies or third parties and we don’t charge you anything for using our service.