Borrow Money
Online Today
Apply for $100 to $35,000 with Dime Alley and Borrow Money Online Now, on The Same Day or Within 24 Hours. And Yes, We Accept Bad Credit Too!
How To Apply For a Loan in 3 Steps :
Borrow Money Today For Emergencies and Everyday Purchases
Dime Alley offers an effective way to borrow money fast, whether you have a pressing emergency expense or an important purchase such as an engagement ring, starting a business or buying a new car. We offer small loans of just $300 or $500 or as much as $35,000 for important life purchases.
We offer a premium loans connection service and with our technology we can process more than 8,000 data points to match your loan enquiry with a US lender who offers the highest chance of approval and most affordable rates.
To date, we have helped thousands of Americans who need to borrow money – and we are delighted to help you today with a fully online process.
Representative Example
Loan amount $500, interest rate 292% (fixed), representative 171%APR, $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.
Borrow Money Today For Emergencies and Everyday Purchases
Dime Alley offers an effective way to borrow money fast, whether you have a pressing emergency expense or an important purchase such as an engagement ring, starting a business or buying a new car. We offer small loans of just $300 or $500 or as much as $35,000 for important life purchases.
We offer a premium loans connection service and with our technology we can process more than 8,000 data points to match your loan enquiry with a US lender who offers the highest chance of approval and most affordable rates.
To date, we have helped thousands of Americans who need to borrow money – and we are delighted to help you today with a fully online process.
Representative Example
Loan amount $500, interest rate 292% (fixed), representative 171%APR, $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.
Our Other Products
Our Other Products
How Much Can I Borrow with Dime Alley?
We offer a simple way to borrow $100 to $35,000 depending on your income, affordability, credit score and residential status. You may be looking for a small loan of $300 or $500 to help see you through the month, or you may be looking for larger loans of $5,000, $10,000 or more.
Small loans are usually borrowed for just a couple of weeks or months, and this might be payday loans or cash advances. For longer term loans, this may be installment loans and you may need to borrow money for as long as 12, 24, 48 or 60 months.
What is the Criteria to Apply for a Loan?
You must be over 18 years of age and living in the US permanently. You will need to be employed, either part-time or full-time and earning a minimum salary per month (this is usually around $800 depending on the lender). You will need to have a stable income and be able to afford monthly repayments.
Our lenders are willing to accept customers with bad credit scores, but you just need to ensure that you have a stable income and are committed to paying back your loan on time each month.
How Much Does it Cost to Borrow Money From Dime Alley?
The cost of your loan will depend on factors such as your income, credit score and the duration of your loan. Good credit scores may be eligible for loans starting from 36% APR, with payday loans typically around 300% to 600% APR.
Sometimes being a homeowner with a good credit score can offer the best rates, but each application is looked at uniquely and on a case-by-case basis.
However, it is important to remember that some loans will only last a few weeks, so they may seem a lot more expensive and hundreds of percent of APR, but that is only because it has been calculated to be an annual product.
Can I Borrow Money Instantly?
When you complete your application in less than 5 minutes, you should revise an instant decision with a formal loan offer. From there, you can decide if you wish to proceed and you will be given a full agreement and be able to electronically sign this. Subject to further checks, your loan can be fully approved and transferred within a few hours.
Need to Borrow Money Now?
Get a quote from Dime Alley in less than 5 minutes.
Where Can I
Borrow Money Near Me?
We proudly operate in the following US states:
What People Say About Us
“Dime Alley helped me when I had an emergency. It was fast, simple and effective and I would recommend them to anyone who needs a loan.”
Jane, Nevada, November 2022
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
More Frequently Asked Questions
Can I Get Bad Credit Loans Guaranteed Approval?
Yes, you can get a loan with bad credit with Dime Alley! Our lenders offer loans to borrowers with all sorts of credit scores and histories. This means that you have the best chance of getting approval. Whilst there is no such a thing as guaranteed approval, as long as you pass the basic eligibility criteria, you could get a payday loan today.
How Fast Can I Receive My Loan?
Dime Alley can offer loans within 1 hour, the same day or next working day. With a fully online form, you can complete your details and get an instant decision. Make sure that you have your email account and cell phone to hand for any additional questions and we can aim to get your loan funded as soon as possible.
Can I Borrow Money With Bad Credit?
Yes, we offer loans for people with bad credit scores and histories, often adjusting the terms, whether it is the amount you wish to borrow or by charging a slightly higher interest rate. We can help people with poor credit and we may be able to suggest credit unions or title loans too.
Does Applying Impact My Credit Score?
No, applying for a loan with Dime Alley will not negatively impact your credit score. Just make sure that you do not make too many applications within a short space of time, since this might look suspicious to other lenders. We will run a credit check fo each customer, but do not worry, this does not affect your credit rating in any way.
Does Dime Alley Offer $500 Cash Advance No Credit Check?
Yes, Dime Alley does offer a $500 cash advance! When you apply online, we only conduct a soft credit search which does not show up on your credit report or impact on your score. Our lenders may want to conduct a harder credit check, but the chances are that we will be able to find a lender to suit your financial needs!
How Do Repayments Work Each Month?
Your loan repayments are made in equal monthly installments, from 1 to 60 months, and money is collected from your account automatically. You can select a day that is best for you to make recurring repayments, with most of our customers choosing their pay date from work, which is the last working day of the month.
I Need Money Now - Can Dime Alley Help Me?
Yes, if you need money now for an emergency or pressing bill, you can apply immediately and receive funds within 15 minutes or 1 hour if you are fully approved. A lot of our customers use us as a payday service and we are happy to help if you need money today.
Can I Repay My Loan Early?
Yes, you can speak to your lender and repay early if you want to and there are no late fees for doing so. You may need to keep your loan open for a certain number of days or weeks, but are always allowed to repay early, especially if you have a loan that lasts several months.