Guaranteed Approval Loans
Bad Credit Loans Guaranteed Approval with Dime Alley - Apply Today and Borrow Money Online!
For Bad Credit Loans with Guaranteed Approval, Dime Alley can maximise your chances! Whether you want to borrow $300, $500 dollars or $1,000, we match your loan enquiry with over 50 different US lenders. Apply Now and get Fast Cash, subject to income, credit check and residence – with options available in Texas, California, Nevada and all over the US.
3-Steps for Guaranteed Loans
Applying through our online application form takes just 5 minutes and couldn’t be easier to do!
Once you pass the eligibility criteria, we make sure to match you up with a legitimate lender to suit your personal financial needs!
Once approved, you could receive your funds in as soon as one hour, and almost always within 24-hours!
Does Dime Alley Offer Bad Credit Guaranteed Approval Loans?
We cannot offer loans with guaranteed approval with poor credit, but we can help to match your personal details and loan requirements with the lender who is most likely to approve you and offer you the most affordable rates.
At Dime Alley, we are delighted to offer a free solution where you can apply with multiple lenders at once, with no fees for using our service and no impact to your credit score either.
A loan can never be guaranteed and an individual will always need to show that they can afford to make their repayment on time by having a regular income, employment and a commitment to repaying their loan on time without falling into financial difficulty.
What is the Eligibility Criteria for Applying for a Guaranteed Loan?
You can apply for a bad credit loan with us as long as you meet these following four requirements:
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- Are over 18 years of age.
- Have a social security number.
- Have American citizenship.
- Have a minimum monthly income of $800.
- Have a current account for us to deposit funds into.
- Are committed to repaying their loan on time.
Where Can I Borrow Money Near Me?
We proudly operate in the following US states:
Does Dime Alley Offer Guaranteed Emergency Loans?
Whilst no loan comes with guaranteed approval, you can get approved for emergency loans even with bad credit, for thing such as an unexpected medical or veterinary bill.
You can borrow $600, $800 or even borrow $3000 to get back on your feet.
When it is an emergency loan, we appreciate that you will need cash quickly, so with an instant decision and fully online process, Dime Alley can approve your loan on the same day and sometimes, you can receive money to your bank account in just a few hours.
How To Get a Guaranteed Approval Loan?
If you want to apply for guaranteed loans online, Dime Alley offers a fully online application process, so you can apply from the comfort of your own home or if you are on the go, whether it is a mobile, desktop or tablet.
We ask for a few basic details which can be filled in under 5 minutes and you will receive a guaranteed loan with instant approval on the screen.
If you have very bad credit, you may be offered loan alternatives such as those from credit unions or debt relief companies – but you will always receive a result that will aim to help you.
It is important to note that a loan is not always guaranteed when you apply. It is not as simple as applying and getting money into your account. The lender we match you with will need to check that you are eligible.
However, as a matching service, we will certainly be able to boost your chances of approval across a number of viable lenders.
Can I Get No Credit Check Loans with Guaranteed Approval?
It is possible to find guaranteed no credit check loans, provided that you find a product that uses collateral or assets to be approved, rather than credit scoring. There are products such as home loans, secured, title and car loans which require you to own a vehicle or property to be eligible and you can use its value to borrow money that you require.
Dime Alley often provides unsecured loans, such as payday and installment products, but we may suggest or recommend secured or collateral products which do not use credit checks to be eligible.
Representative Example
Loan amount $500, rate of interest 292% (fixed), representative 171%APR, $546.225 after two weeks, $592.27 after 1 month and $773.95 after 3 months.
How Can I Maximize My Chances of a Guaranteed Loan Approval?
Have a stable income and job:If you have a regular income and employment, it shows that money is always coming in and therefore should be practical to make monthly loan repayments. If you have been employed for several years, this really helps your application.
Have a fair or good credit score:The better your credit score, the more likely you will be approved for a loan or credit. Of course, we can help those with bad credit, just as long as your score is improving and not getting worse and worse. It is quite easy to fall behind on payments, but if you are making a conscious effort to pay off debts and bills, this will be acknowledged by the lender.
Have a desire to pay on time: If you are willing and able to repay your loan on time, this will help get your loan guaranteed approval. This may be hard to present to the lender, but not having too much debt and showing a history of repaying other types of credit will only help.
Be available:The lender may have some follow up questions and be ready to respond by email or phone can help get your loan approved fast. So once you apply, be patient and be willing to sit by the phone or laptop for a response. It certainly helps to apply during working hours of 9AM to 5PM on a weekday.
Give accurate information:It always helps lenders if you have accurate information, because they have sophisticated systems and will probably cross-check them. So whether it is your name, address, contact details or bank details, the more accurate the better – and less likely they will follow you up for information or think you are trying to trick them.
Our Other Products
Where Can I Get Guaranteed Approval Payday Loans?
A guaranteed loan is available from a number of competitive lenders, including payday loans, which are available in 37 US States including Florida, Nevada and Alabama.
Outside of these states such as New York or Illinois, we may offer other types of products including unsecured, personal loans, installment loans, poor credit and more.
What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
More Frequently Asked Questions
How Much Can I Borrow With Dime Alley?
With Dime Alley, you could find guaranteed loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Can I Get A Guaranteed Loan With Very Poor Credit?
With Dime Alley, all credit histories are accepted. This means that although no loans are fully guaranteed, you should still request a loan with us even if you have already been turned down by a bank because of bad credit.
Is There a Price Cap On Guaranteed Loans?
Yes! Interest rate price caps exist on all the loans that our lenders offer, but the size of the cap ultimately depends on the state you live in.
In some states, such as Colorado and Nebraska, the cap is set at 36%, whereas in others, the cap can be much higher.
Price caps on loans are designed to prevent predatory lending.
Can I Get a Guaranteed Loan If I Am Unemployed?
Dime Alley will usually need to confirm the income and conduct a credit check for all our customers.
It is often quite hard to find a loan for people who are unemployed, however, you may be able to use some collateral that you own such as a car or home to borrow the money you need.
Is Dime Alley a Direct Lender?
Dime Alley is a broker, meaning that if you’re approved, we do not provide the funds as a direct lender.
Instead, we connect you to a lender best suited to your situation from our trusted panel.
Am I Charged a Fee For Using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.